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Saving for the future

Learn how you can plan ahead and take care of your future needs

While retirement might not be your top of mind, there is a number of tax-advantage accounts that might help you start saving money and plan for the future. 

We all know that saving for retirement is important, yet only 31 percent of adults ages 22 to 35 reported having any money saved for retirement.


As a rule of thumb, experts recommend putting 10-15% of your annual income aside for retirement, depending on your goals however high student debt, raising housing costs and other financial and life challenges prevent many people from saving. 


At Enjoy, there are a few solutions that can help you get control of your financial wellness and start saving.   

Quick links:

Enjoy 401(k)

A 401(k) is a retirement savings plan sponsored by an employer. It's an easy, tax-friendly way to help you reach your future financial goals. With the 401(k) Plan, you can elect a percentage of your pay to contribute, and Enjoy automatically deducts that amount from your paycheck and deposits it into your 401(k) account in the investments you’ve chosen.


All Enjoy employees who are 18 or older can enroll into the plan, and there are two tax-advantaged ways to contribute to your 401(k): Pre-Tax Contribution and After-Tax Roth Contributions.

Learn more about Enjoy 401(k) and enroll here

Health Savings Account (HSA)

Health Savings Account (HSA) is an employee-owned savings account that can be used to pay for qualified medical, dental or vision expenses not covered by the health plans. 


HSA must be paired with a high-deductible health plan (Enjoy’s Aetna Managed Choice PPO+HSA plan qualifies for this purpose - see Medical Plans for details). 

Learn more about HSA offered at Enjoy

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